Expertise

The LexCase Insurance Law Department, composed of four lawyers, is headed by Delphine LOYER. She mainly acts for companies and players in the insurance sector.

AREAS OF INTERVENTION:

The areas of intervention include:

• Property and casualty insurance:

Property and casualty insurance covers damage to property and assets: fire, industrial risks, serial losses, natural disasters, construction, professional civil liability, automobile and transport, business interruption, new risks (cyber, political, reputation);

• Personal Insurance:

This type of insurance covers individuals against bodily injury, incapacity, disability, total and irreversible loss of autonomy, death, and can be taken out individually or collectively: Borrower’s insurance, Health/Provident insurance, Life insurance, Medical liability, Repair of physical injury.

• Specific insurance

COMPLIANCE AUDIT:

The Insurance Department offers management delegation audits as well as targeted audits on compliance issues (LCB-FT, DDA, claims, personal data protection) including file audits on behalf of risk holders.

It also carries out, on behalf of other insurance players (brokers, management delegates, etc.), the diagnosis of their structure on compliance subjects, with the realization of prioritized recommendations and support for compliance.

ADVICE:

The Insurance Law team offers legal advisory services to assist in decision-making in the context of projects and/or in the determination of strategy, by carrying out complex and technical legal consultations, audits of insurance contracts, and compliance of contractual documents.

AMICABLE AND PRE-CONTENTIOUS SOLUTIONS:

The perfect mastery of Insurance Law allows the team to propose amicable solutions in the context of pre-litigation. The lawyers negotiate and settle, in complete confidentiality, to reach a transactional protocol, accepted and acceptable by all parties.

LITIGATION:

The team assists and defends Clients before civil, criminal and administrative courts in the field of Civil Liability and Insurance Law, both in first instance and on appeal.

The team has expertise in complex and/or high-stakes financial cases, and determines, in conjunction with the Client, the urgent measures to be taken to preserve the latter’s interests. The lawyers initiate the necessary legal actions to achieve the determined objectives and limit the economic and financial consequences.

In the event of an undetermined cause of damage, the team intervenes judicially to obtain the appointment of a legal expert, to determine the technical causes, the responsibilities, and to quantify the prejudices, whether it is a question of repair work, operating loss, or additional costs.

Finally, the team exercises the necessary recourse for the compensation of the prejudices suffered by the Customer following a disaster.

TRAINING:

The Insurance Law team offers training courses for new and experienced lawyers through LexFormation, LexCase’s dedicated training organisation..